MSH Americas

36 Posts Back Home

Promoting consumer best-practices since 1946. Ingle International provides customized travel insurance solutions for anyone studying, working, or living anywhere in the world. Available are a range of plug and play solutions that drive revenue and enhance customer engagement for insurance, health care, and special-risk. It represents a vast range of Canadian and International insurance providers to bring greater choice and specialty options to consumers. Innovation is supported by an in-house technology group, high-service member contact centers, creative enhancement services, and results-driven client strategists.

COVID-19 Expatriates FAQ’s

Effective Date: March 26, 2020Please note: This FAQ document replaces any and all previous versions. Currently Available in English Only. Can I receive COVID-19 testing even if I have no symptoms? Since medical benefits are largely limited to expenses related to unforeseen emergencies requiring immediate attention, elective testing for COVID-19 is unfortunately not covered. If you are in Canada, please check with your province’s Ministry of Health for COVID-19 testing details. For example, in Ontario, COVID-19 testing is covered at no charge, regardless of your eligibility under the Ontario Health Insurance Plan. Where do I go for COVID-19 testing? If you are in Canada, please visit the website for your province’s Ministry of Health to view a list of assessment centres in your area. Are over-the-counter COVID-19 screening kits (such as those available in pharmacies) covered? Unfortunately, over-the-counter medications, including screening kits, are not covered. Does my policy cover medical…

COVID-19 Visitors to Canada FAQ’s

Effective Date: March 26, 2020Please note: This FAQ document replaces any and all previous versions. Currently Available in English Only. Can I receive COVID-19 testing even if I have no symptoms? Since medical benefits are largely limited to expenses related to unforeseen emergencies requiring immediate attention, elective testing for COVID-19 is unfortunately not covered. If you are in Canada, please check with your province’s Ministry of Health for COVID-19 testing details. For example, in Ontario, COVID-19 testing is covered at no charge, regardless of your eligibility under the Ontario Health Insurance Plan. Where do I go for COVID-19 testing? If you are in Canada, please visit the website for your province’s Ministry of Health to view a list of assessment centres in your area. Are over-the-counter COVID-19 screening kits (such as those available in pharmacies) covered? Unfortunately, over-the-counter medications, including screening kits, are not covered. Does my policy cover medical…

COVID-19 Canadian Travellers FAQ’s

Effective Date: March 26, 2020Please note: This FAQ document replaces any and all previous versions. Currently Available in English Only. Can I receive COVID-19 testing even if I have no symptoms? Since medical benefits are largely limited to expenses related to unforeseen emergencies requiring immediate attention, elective testing for COVID-19 is unfortunately not covered. If you are in Canada, please check with your province’s Ministry of Health for COVID-19 testing details. For example, in Ontario, COVID-19 testing is covered at no charge, regardless of your eligibility under the Ontario Health Insurance Plan. Where do I go for COVID-19 testing? If you are in Canada, please visit the website for your province’s Ministry of Health to view a list of assessment centres in your area. Are over-the-counter COVID-19 screening kits (such as those available in pharmacies) covered? Unfortunately, over-the-counter medications, including screening kits, are not covered. Does my policy cover medical…

COVID-19 International Students FAQ’s

Effective Date: March 26, 2020Please note: This FAQ document replaces any and all previous versions. Currently Available in English Only. Can I receive COVID-19 testing even if I have no symptoms? Since medical benefits are largely limited to expenses related to unforeseen emergencies requiring immediate attention, elective testing for COVID-19 is unfortunately not covered. If you are in Canada, please check with your province’s Ministry of Health for COVID-19 testing details. For example, in Ontario, COVID-19 testing is covered at no charge, regardless of your eligibility under the Ontario Health Insurance Plan. Where do I go for COVID-19 testing? If you are in Canada, please visit the website for your province’s Ministry of Health to view a list of assessment centres in your area. Are over-the-counter COVID-19 screening kits (such as those available in pharmacies) covered? Unfortunately, over-the-counter medications, including screening kits, are not covered. Does my policy cover medical…

5 Inspiring Women Travellers You Need to Know

Today we celebrate International Women’s Day—and in the spirit of trailblazing women, we want to honour the experiences of some of the most inspiring female travellers from around the world. From a world-record holder, to a decorated Paralympian, to the creator of a supportive community for adventurous travellers of colour, there is no limit to the heights these intrepid travellers can reach. Let’s jump into their amazing life stories to celebrate these women’s courage and love of travel! Lhakpa Sherpa In spring 2000, Lhakpa became the first Nepalese woman to summit Everest and descend alive, and she has continued to make history since: she holds the world record for women climbers of Mount Everest after reaching the summit nine times. Raising her three children by herself after ending years of abuse in her marriage, Lhakpa has let no obstacle keep her from her adventures; she frequently works many jobs to…

StudyInsured to Sponsor Former NHL Star Theo Fleury as Keynote Speaker at Conference of Canadian Association of Public Schools – International (CAPS-I)

TORONTO, FEBRUARY 25, 2020 – StudyInsured is pleased to announce its sponsorship of former NHL star Theo Fleury as keynote speaker at the Canadian Association of Public Schools – International (CAPS-I) annual conference in Vancouver, British Columbia this April. The conference provides school administrators, homestay families and other support agents of international students in Canada with the opportunity to exchange information about pressing issues in international education. This year’s theme is “Responsibility and Sustainability in International Education”. Best-known as a former NHL All-Star, Stanley Cup winner and Olympic gold medallist, Fleury’s off-ice contributions as a motivational speaker are even more inspiring. In sharing his own visceral story about overcoming trauma and addiction, he hopes to empower others to face their demons and foster healing through open conversation. Fleury’s message of hope comes amid a growing awareness of the need to support mental health initiatives for international students in Canadian…

Spring Break Part Two: The Caribbean & South America

Feel like wandering a little farther afield than your typical Spring Break jaunt? Try venturing to one of these destinations closer to the equator for a tropical getaway. The Caribbean Mexico, Cuba, the Dominican Republic, and Costa Rica are Caribbean hotspots this time of year. It’s worth planning any excursions and activities well in advance. When it comes to dining, made-to-order food stations guarantee fresher and better-quality options. Seafood is a wise, and likelier cheaper choice, given the proximity of these locales to the ocean. Staying at an all-inclusive resort? Check the activity calendar for fun things to do—just be sure to verify what’s included in your stay. Brazil The Carnival of Brazil is a feast for the senses. Considered to be one of the world’s biggest parties, the five-day festival features parades with elaborate floats and thousands of dancers and drummers in the streets. Samba with the locals at…

COVID-19: STAY SAFE WITH THE FACTS

from the MSH Americas Medical Team WHAT IS COVID-19? COVID-19 is a strain of coronavirus that has not been previously identified in humans. CORONAVIRUSES are a family of viruses causing illness ranging from the common cold to more serious diseases such as Middle East Respiratory Synrdome (MERS-CoV), Severe Acute Respiratory Syndrome (SARS-CoV), and COVID-19 (2019-nCoV). Coronaviruses are transmitted between animals and humans. SARS was first transmitted to humans from civet cats; MERS was transmitted to humans by dromedary camels. WHAT ARE THE SYMPTOMS? Common symptoms are: Fever over 38°CCoughShortness of breath / difficulty breathing In more severe cases, infection can cause pneumonia, kidney failure, and even death. HOW IS IT SPREAD? COVID-19 is transmitted from person to person by respiratory droplets from coughing or sneezing. These droplets can be inhaled if you are in close contact with an infected person. Touching objects or surfaces with respiratory droplets on them and…

Top US Spring Break Destinations for 2020

Whatever the reason for your getaway– tired of the cold, need some family time, or just plain burnt out– here are some tips to help you get the most out of your travels during this upcoming spring break. First up, some places to consider for both relaxation and excitement in the continental USA. 3 places to spend a week off in America: MIAMI, FLORIDA It’s called the Sunshine State for a reason, so be sure to wear lots of sunscreen and drink plenty of water. The Metromover train is a convenient (and free!) way to get around downtown Miami. If you can’t do without your dose of yoga while on vacay, free classes are offered across the city. View local graffiti and street art at Wynwood Walls or take in one of the live music shows at Bayside Marketplace. A trip to Miami isn’t complete without a visit to Miami…

Companion Discount was made for Canadians!

Canadians love to travel, particularly when it involves jetting off with a family member or friend. In fact, the latest outbound data for travelling Canadians saw a new record set for the number of trips to overseas countries this past fall. Increased foreign travel has coincided with a greater need for travel insurance, particularly when considering some countries now request that travellers show proof of medical coverage before entering their borders. Travel insurance is important for a plethora of reasons (providing coverage for cancellations, health care, lost baggage, etc.), but did you know there’s a way to save your clients money on their insurance plan while still delivering them the best possible coverage to suit their needs? There’s something most travellers are missing out on when booking their travel insurance: the companion discount. What is a companion discount? A companion discount is a saving passed on to a client by…

Winter getaway? March Break? A product designed for travelling Canadians!

Travelling outside of your home province? You’ll need travel insurance! Our Canuck Voyage plan is an outbound travel medical insurance plan designed to serve Canadians travelling abroad or outside of their home province within Canada. Canadians, or those with provincial or territorial health coverage, can expect coverage for single trips up to 365 days or multi-trip annual plans up to 100 days per trip. The plan boasts inclusive eligibility criteria, ample options for trip duration and age, as well as competitive pre-existing medical condition coverage that bridges the gap between conventional travel medical policies and snowbird plans. Consumer-friendly or what? Top features of Canuck Voyage include: Inclusivity: Applicants of all ages are eligible for companion discounts when purchasing coverage for two people at a time and a family discount is available for spouses up to age 59 and children age 21 and younger. Pre-existing medical condition coverage: automatic coverage without…

5 Reasons Travelling With MSH Navigator Keeps You Safe

What is MSH Navigator? You can find everything you need in one place with MSH Navigator! MSH Navigator is a mobile app that saves time and gives travellers quick access to their most needed medical and emergency resources while travelling abroad! MSH Navigator allows travellers to feel safe and travel with confidence wherever they are in the world. Top 5 Reasons To Travel With MSH Navigator 1 – One-touch quick access to our emergency assistance number in case of medical and security emergencies. 2 – Find a nearby medical facility. Some of our providers can direct bill for you so you don’t have to pay out of pocket. 3 – Submit a claim on your phone quickly. 4 – Access to wallet card with policy information 5 – Real-time geo-targeted notifications for travel warnings and alerts How To Get MSH Navigator Any MSH policy you purchase from us will give…

Guillaume Deybach Joins MSH International (Americas) As Chief Operating Officer

MSH International (Americas) has appointed Guillaume Deybach as Chief Operating Officer (COO) of its North America division and General Manager for the United States market. With extensive management experience spanning over 20 years, Deybach brings valuable leadership to the MSH executive team during a crucial period of growth. As COO, Deybach will lead the company’s operations as well as its expansion into the United States. Having served most recently as President and CEO of GeoBlue, he transformed the company’s strategic growth and increased customer satisfaction and profitability. Prior to his role with GeoBlue, he served as President and CEO of Europ Assistance North America for 14 years, transforming its assistance offerings and client portfolio, and growing revenue through organic growth and acquisitions. “Deybach will oversee the operations team as well as the distribution process and development life cycles for MSH International (Americas) products,” said Robin Ingle, CEO of MSH International…

Agents – Sell Snowbird Insurance & You Could Win!

Until December 31, 2019, every Snowbird policy you sell is a ballot entry for a chance to WIN 1 of 2 $100 Amazon Gift card! Don’t miss out! As the weather cools off in the Great North, Snowbirds get ready to set off to warmer destinations. Whether your Snowbirds are headed to Florida, California, Central America, Europe or Southeast Asia — we have the plans to cover it all. MSH International offers a variety of different plans for Snowbirds.Easily reach out to a member of our Insurance Solutions Team and find the plan that best fits your client’s travelling needs today!We’re here to help you find the best coverage for your clients! Call us now!Toll Free 1 800 360 3234Worldwide 416 730 8488 Log in to your agent portal to find more information, make a quote/sale, and view your commission statements.

SUNx & Ingle International Announce SDG-17 Climate Resilience Partnership

KATOWICE, Poland and TORONTO, Dec. 11, 2018 /CNW/ – A Climate Resilience partnership, focussed on creating 100,000 Strong Climate Champions by 2030 was announced today at COP 24 in Katowice, Poland. The partnership, which was made in the spirit of SDG-17, is between leading Canadian-based global travel risk management and travel insurance provider Ingle International Inc., and SUNx (Strong Universal Network), which focusses on Climate Friendly Travel. The partnership is founded on a shared commitment to develop the Maurice Strong Legacy Scholarship Program, with Ingle International as its first global sponsor. Speaking from COP 24 – the United Nations Climate Change Conference, Professor Geoffrey Lipman, Co-founder of SUNx, said: “We are honoured to announce our partnership with Ingle International to launch the global rollout of the Maurice Strong Legacy Scholarship Program. This will create 100,000 “Strong Climate Champions” by 2030, in every UN State, to help to drive the behavioural change and influence the fundamental government and industry actions needed to tackle Climate…

Thinking about your Fall and Winter travel plans as Summer closes in? Know your rights!

Don’t forget to pack your travel insurance – and make sure you pack the right one! We have a dedicated team to help you choose the perfect plan fit for your travels. MSH Americas is dedicated to honoring our leading position in the travel insurance industry by providing exceptional service, up-to-date news, and support for our clients. Whether you are going abroad for leisure, to study, or to work, we want you to be able to travel with confidence. As part of our ongoing commitment to you, we promise to adhere to the newly updated THIA Traveler’s Bill of Rights. The Traveler’s Bill of Rights reads: The Travel Insurance Bill of Rights and Responsibilities builds upon the following key elements of travel health insurance: • Understand your travel insurance policy – Insurance providers have staff available to answer any questions related to policies.• Know your health and consult a health…

10 Things I have Learned About Human Trafficking Since Launching Our Task Force

In the run up to 30 July – World Day against Trafficked Persons, which is calling for governments to take more stringent action to fight Human Trafficking, I took the opportunity to reflect on what I have learned about the issue since WTTC launched its Human Trafficking Task Force at the 2019 Global Summit in Seville, April this year. Human Trafficking is a big money ‘business’. According to the International Labour Organization, Human Trafficking is an illicit industry worth more than $150 billion annually, which is equivalent to the entire tourism economy of Brazil ($152.5 billion). 2. Human Trafficking affects everyone, everywhere. Victims of Human Trafficking are men, women and children, and they can be found in every country in the world. An estimated 24.9 million people are trapped in forced labour: 16 million of which are exploited in the private sector, 4.8 million in forced sexual exploitation, and 4…

Ingle & MSH join task force to halt human trafficking

We are proud to team up with the WTTC (World Travel & Tourism Council) to bring awareness and work towards halting the spread of human trafficking around the globe. Our industry has a unique opportunity to educate our partners and clients on activities that can make a real difference. For immediate release… To mark World Day Against Trafficking in Persons (July 30th), the World Travel & Tourism Council (WTTC) today calls on governments across the globe to adopt more stringent measures in the fight against human trafficking, and specifically to support Travel & Tourism initiatives that aim to curb this illicit activity. Human trafficking generates an estimated $150 billion in illegal profits annually. In comparative terms, that’s the equivalent of the entire tourism economy of Brazil ($152.5bn). Trafficking relies on the travel industry to operate – not only across borders, but also within – using legitimate operations to illegally move…

StudyInsured: Your One-Stop Shop for International Student Insurance

Looking for the best travel insurance coverage for your international student(s)? Look no further – StudyInsured has it all! From protecting a student’s medical needs, to the accessibility of 24/7 multilingual emergency assistance services, and even a Stay Healthy at School Program. Read our latest press release on why StudyInsured is your one-stop shop for International Student Insurance. Are you an international student? Let us help you feel at home while you study abroad. We cover all your health insurance needs, give you easily accessible resources for navigating the healthcare systems, provide physical and mental wellness support through the Stay Healthy at School program, 24/7 claim services should you need assistance, and much more. For more information, visit https://www.inglestudents.com/studyinsured/, call us at 1-855-649-4182 or email us at studentteam@studyinsured.com.

MSH International Boosts Its Global Expansion With New Health and Travel Insurance Products and Services

MSH International (Americas) is accelerating its international expansion and services to meet the growing demand for its comprehensive, global health insurance products. Adding to the company’s great products and services a new suite of offerings addresses up-to-the-minute needs of leisure and business travelers alike and includes: LivExpat, a new generation of flexible and cost-efficient international health insurance plans MSH Navigator, a mobile application, with geo-tracking capabilities, security warnings, travel and city guides, two-way communication and single-touch access to emergency and provider networks MSH ASSISTANCE, a comprehensive product offering with round-the-clock multilingual medical assistance, emergency evacuation, repatriation and risk management to travellers, worldwide. Born of a 2017 merger between MSH International and Ingle International, a supplier of international insurance solutions for travellers, students and expatriates since 1946, MSH International continues to experience rapid international growth. Together with its continuous product innovation, tailored facilities, global capabilities, customized web and mobile sales/information portals…

How to Prepare for Emergency Situations at Home or Abroad

In April 2018, Toronto was shaken after an attack with a rented van in the North York area has left 10 dead and 15 others wounded. In a city that is generally known to be safe, this tragic event feels particularly jarring. It’s difficult to predict senseless attacks such as this. And while Toronto is in mourning today, one horrific act of violence will not alter the character of the city: at large, Toronto is still a safe place. For travellers heading to Toronto or anywhere else around the globe, it’s important not to let events like this deter you from getting out there and exploring the world. Rather than avoid making plans, the best thing that you can do is be prepared in the event you encounter an emergency at home or abroad. Measures for keeping safe Be prepared: If you are heading abroad, make sure to remain…

StudyInsured™ Partners with ILAC and ILAC International College

StudyInsured™ is thrilled to announce its partnership with ILAC and ILAC International College in offering international student coverage. By providing on-the-job experience in Canada through its co-op programs, ILAC opens doors to a promising future for international students. StudyInsured™ is eager to do its part to shield students from high health care costs as they focus on hitting the books. Since 1946, StudyInsured™ has supported international students during their studies abroad. As a one-stop-shop we raise the bar by providing flexible insurance plans that evolve with student needs, offering overall peace of mind to our partners. We are delighted to continue our proud tradition of international student support through this partnership. As of this June, ILAC students in need of medical insurance will be covered under our new Essential Plan. Customized especially for ILAC students, the Essential Plan provides superior coverage and access to superlative and round-the-clock assistance services. Studyinsured™…

超级签证保险:常见问题

如果您的父母或祖父母希望长期(每次最长 2 年时间)留加,而您是加拿大永久居民或加拿大公民,超级签证是最好的选择。但是别忘了您需要为您的父母或祖父母购买超级签证保险来为他们在加拿大停留期间提供保障。 以下是关于超级签证保险的常见问题解答: 我需要的最低保额是多少? 您至少需要 10 万加元的保额 — 我们所有的保险计划都可以提供。 是否有年龄限制? 一些保险计划有限制,但是我们有适合任何年龄的保险计划。 我需要投保多长时间? 您必须投保一年。 如果我的签证被拒该怎么办? 提供拒签证明即可获得全额退款。(如果没有提供拒签证明,您可能会被收取最高 250 加元的手续费用) 如果我的签证通过了,但旅行日期变了该怎么办? 您可以在保险生效前联系您的代理来更改您的投保日期。 如果我只在加拿大停留 1 个月,我可以只购买一个月的超级签证保险吗? 您必须购买一年的保险才有资格申请超级签证逗留加拿大。回国后您可以申请部分退款(需提供您提前回国的证明和无保险索赔申请)。大多数保险公司会收取小额费用,通常为 25 加元。 如果我在一年期满前离开加拿大,我能获得退款吗? 回国后您可以申请部分退款(需提供您提前回国的证明和无保险索赔申请)。大多数保险公司会收取小额费用,通常为 25 加元。 如果我打算在加拿大逗留两年,我可以购买两年的保险吗? 不可以,保单一年一签。但是,在您临近第一年结束时我们可以为您更新保险计划。 如果我顺路去其他国家旅行,我的超级签证保险能提供保障吗? 加拿大访客保险计划允许顺路游,前提是至少 51% 的投保日期是在加拿大度过的。旅行的起止地点都必须在加拿大。 是否覆盖投保前已存在的疾病? 是的,只要符合一定的稳定性要求,年龄在 79 岁以下的游客的大多数已存在疾病都可以得到保障。对于 80 岁及以上的游客,经详细的医疗问卷调查和保险公司批准后,可带病投保。 如何付款? 信用卡或借记卡。 我可以按月付款吗? 不行,必须提前支付全部保费。 有没有办法降低我的保费? 有!您可以利用免赔额来降低您的保费。欢迎随时联系我们了解此选项的更多信息。 加拿大访客 加拿大是世界上面积第二大的国家。您可以无忧无虑地探索这个多元文化国家。无论是徒步探索阿尔伯塔省的落基山脉,还是在多伦多的加拿大国家电视塔体验世界上最高的免手扶边缘漫步,我们都可为您提供保障。 了解更多信息,请访问 https://www.ingleinternational.com/en/travel-insurance/visitors-to-canada,或致电 1-800-360-3234 或发送电邮至 helpline@ingleinternational.com.agent@ingleinternational.com

Welcome to Canada – A Traveller’s Guide to Staying Safe and Healthy While Visiting Canada

Whether visiting family or friends for a short period, touring the country, or planning to immigrate, visitors to Canada are vulnerable to the costs of the Canadian health care system. According to the Canadian Tourism Commission, Canada receives over 17 million visitors each year, and each one of them should have travel health insurance to protect them against the high costs of health care in Canada. Health Care in Canada is not free! Visitors need to know that foreign insurance plans may not cover Canadian medical costs and most government health insurance plans in countries around the world will not cover accidents or medical emergencies incurred by their residents while travelling in Canada. Canadian provincial health insurance does not cover non-resident visitors, even if they are visiting family – uninsured visitors are expected to pay in full for medical bills incurred in Canada. Also, provincial health care in Canada can…

Super Visa Insurance: FAQ’s

For those visiting Canada long-term (up to 2 years at a time) and are parents or grandparents of permanent or Canadian citizens, Super Visa is the way to go. But don’t forget you will need Super Visa insurance to cover your stay in Canada! Here are answers to the frequently asked questions we get about Super Visa insurance: What is the minimum amount of coverage that I need? You need at least $100,000 of coverage – which all of our plans can provide. Is there an age limit?While some plans have limits, we have plans available that can cover you at any age. How long does my coverage need to be?You must be covered for one year. What happens if my visa is denied?You can get a full refund on your insurance with proof that your visa was denied. (If no proof of denial is provided, you could be charged…

Tips for Annual-Plan Holders

A client calls to say: “Hi, we are heading across the border next week. Do I have to call you every time I plan a trip?” if they are annual-plan holders, the short answer is “no”. But you can save them (and yourself!) some time by passing along a few tips at the time of the original sale! 1 – Short trips: you need not notify anyone about a short trip any time during the term of your annual plan – provided you have not experienced a change in your health. 2 – Change in health status: call us if your health situation changes. We can then check whether you will be in danger of limiting or eliminating your coverage, and we can discuss other coverage options. 3 – Days per trip: there is a limit to the number of days you may travel per trip and still be able…

10 Ways to Save on Travel Insurance

Are you or your clients concerned about the costs of travel insurance? What’s better than saving money and spending it elsewhere on your travels? Here’s 10 ways to save on travel insurance while getting comprehensive coverage! 1 – The more often you travel, the better the deal. Consider a multi-trip annual plan! They end up being significantly cheaper (and more convenient) than single-trip plans if you travel more than once a year. 2 – Travel in twos? Make sure to take advantage of your companion discounts! Your travelling companion does not need to be a family member – as long as your travel arrangements and trip dates are the same, you can save a few bucks. 3 – Travelling with family? Get family rates! They are cheaper than individual rates for families of 3 or more. Typically, rates are only 2 times the price of the oldest family member’s policy…

Important Updates To Our Policies & Extended Hours

IMPORTANT: UPDATES TO OUR POLICIES We have made changes to our policies in order to continue providing clients with comprehensive, responsible coverage.  Download a copy of our coverage summary or policy wording to get the full details of the updated changes. We at MSH Americas ensure that your clients can travel with confidence, whether they are global travellers, expatriates, or international students. With a wide range of products and an unrivaled customer service experience, you can trust that we will find the perfect solution for you and your clients’ travel needs. We offer personalized one-on-one service to fulfill your insurance needs at every point of contact. Don’t forget: We’re only a phone call away, whenever you need our assistance. MSH/Ingle Agents Login to your agent portal to view and download the latest policy details under MSH/Ingle-specific products. https://www.ingleinternational.com/login/en Canadian Travellers Travel freely, travel blissfully. We cover Canadian Travellers with travel…

New Product Launch: LivExpat. Customizable Benefits That Will Save Your Clients Money.

MSH AMERICAS announces the launch of LivExpat – A flexible, affordable international health insurance plan for 1 – 150 lives. LivExpat is the beginning of a new generation of flexible, cost efficient and innovative international health insurance plans. Designed to meet the needs of the ever-changing global traveler and SME’s. LivExpat fully insured plans give you choice; Emergency medical only coverage or Comprehensive medical coverage with optional Disability, Life and AD&D. These plans provide insurance protection with several duration options and mix and match benefits to best suit you and or your employees. Medical including hospitalization, routine and vision care, and prescription drugs, and optional dental care; Evacuation including transportation, hospitalization and repatriation; Employee Assistance Program Life & Disability, including Life, Long-Term Disability, Temporary & Permanent Total Disability, and Accidental Death & Dismemberment benefits. LiveExpat includes access to MSH‘s exclusive Provider Network of more than a million healthcare professionals around…

The MSH Experience: Corporate Client Stories

Ines, a 37-year old woman from Spain, was working for a leading global energy company in Mozambique when she discovered she was expecting twins. She informed MSH and the team immediately put her in touch with MSH’s medical director. Ines decided to give birth at the specialized clinic in South Africa recommended by the medical director and stayed in touch with the MSH medical team throughout her pregnancy. Everything went smoothly and now Ines and her babies are doing well. This is how we can help you travel with confidence: for organizations of all sizes and industries full international healthcare coverage in-house 24/7 multilingual support healthcare professionals and security specialists hospitalization, rehabilitation, and repatriation access to extensive, high quality medical network different coverage level and options to enhance your plan http://americas.msh-intl.com/en/individual-solution/individual-insurance.html Proudly supporting international mobility for more than 40 years. Wherever you are going and growing, we have a plan.…

The MSH Experience: Client Services

Matthieu was hiking in a canyon in Peru when he fell several meters, fracturing his kneecap and elbow. “After 12 days in a local hospital, I was sent back to France where I spent 2 more weeks in the hospital and months getting physiotherapy,” he remembers. Matthieu’s hospitalization, repatriation, and rehabilitation expenses were all covered: “Without my MSH travel health insurance, it would have been a real nightmare. €16,000 for the hospital and €50,000 for my repatriation with two air ambulances – can you imagine?” This is how we can help you travel with confidence: full international healthcare coverage in-house 24/7 multilingual support healthcare professionals and security specialists hospitalization, rehabilitation, and repatriation access to extensive, high quality medical network different coverage level and options to enhance your plan Click here for more information on how we can help you travel with confidence. http://americas.msh-intl.com/en/individual-solution/individual-insurance.html Proudly supporting international mobility for more than…

Ingle-MSH International Joins Fellow Industry Experts to Discuss the Impact of Cannabis on the Travel and Tourism Industry

Canada’s recent legalization of recreational cannabis has changed the face of travel and tourism in the country. With the new laws, Canadians find themselves with new questions about the legality of travelling with cannabis, while visitors to Canada are now faced with cannabis tourism as a possible draw. With Uruguay, the Netherlands, parts of the United States, and other countries having implemented or moving to set cannabis-use laws of their own in varying degrees, it begs the question: What does legalizing cannabis around parts of the world mean for the travel and tourism industry? This topic will be explored in an upcoming webinar hosted by the World Travel & Tourism Council (WTTC), entitled “Travelling High: Current and Future Market Trends for Cannabis Tourism.” Along with experts from Colorado State University and Visit California, Ingle-MSH International will be joining the panel to discuss cross-border travel and insurance considerations on changing cannabis…

Mental Health Series: The Effects of Bullying on Mental Health

We’re all familiar with the image of “the school bully”: a villainous character that appears in many movies and cartoons. In these media, you often see bullying portrayed as inevitable, a sort of rite of passage that students must pass through on their way to adulthood. In today’s society, however, the idea of bullying as a rite of passage is being steadily challenged. In fact, bullying is not a harmless experience, nor one that “builds character”; research finds that being involved in bullying can have serious consequences on students’ mental health. Unfortunately, bullying is not an uncommon experience in Canada. According to the Canadian Institutes of Health Research, at least 1 in 3 adolescent students say they have recently been bullied. And among adults in Canada, 38% of men and 30% of women report having been bullied while they were at school. The issue of bullying can also target students…

Mental Health Series: Depression and Anxiety Are on the Rise Among Canadian Students

Students heading into university face a world of new possibilities—but that comes with new challenges too. And in recent years, those challenges have appeared to reach critical mass, with anxiety and depression both on the rise among Canada’s university students. According to a survey of Ontario university students by the American College Health Association, between 2013 and 2016, this student population experienced a 50% increase in anxiety, a 47% increase in depression, and a 47% increase in suicide attempts. And according to a recent report in The Globe and Mail, a fifth of Canadian postsecondary students now report being depressed, anxious, or otherwise struggling with their mental health.

Join Our World Wanderer Club! Experience the World in a Whole New Way.

World Wanderer Club We are excited to introduce the new and exclusive “World Wanderer Club” to you travel lovers! If you’re looking for new places to go, travel secrets and tips, the right products to assist your trips, helpful travel blog posts on current events, and special travel perks, discounts, and contests – this is a travellers’ wonderland for you! We hope to inspire you to travel and see the world just like we do and to discover places you never knew about. You can gain a new perspective and educate yourself by travelling abroad as well as learning how to protect yourself when you’re away from home. You can always have fun, but you’ll have the most fun when you’re prepared! Our World Wanderer Club is your resource for: International travellers Canadian travellers and Visitors to Canada Special risks and adventure travellers Group travellers International student travellers Snowbirds Expatriates…

Premier Expatriate Insurance Now Available!

As an Ingle agent, you are now able to offer your clients the world’s leading expatriate insurance through our partnership with MSH International. Discover the benefits of First’Expat+ and Start’Expat, like inclusive coverage, flexible formulas, easy claims and 24/7 support. Call us today at 1-800-292-9460 and start earning on select policies. Want more details? Send us an email to agent@imagineinsurance.com. —About MSH International— For more than 40 years, MSH International has been designing and managing international health insurance solutions for globally-mobile individuals: expatriate employees and freelancers, young adults living abroad (internships, studies or working holiday visas), active seniors, etc. The mission is to provide solutions for all expatriates worldwide by offering coverage of healthcare, life & income protection, medical assistance/repatriation and third party liability. As specialists in international health insurance, MSH International strives to be your true local healthcare partner abroad. —Solutions— Medical / Life & Disability / Assistance Repatriation / Third-Party…