It’s a common misconception among Canadians that provincial health insurance will provide complete coverage while they’re travelling in Canada. Unfortunately, they’re misinformed.
While provincial health plans do cover a wide variety of health and emergency services in your home province, it does not always extend to other Canadian provinces. Depending on your province of residence, your provincial plan may cover only a portion, or none of the costs associated with:
- Emergency room and hospital fees
- Ambulance services and air evacuation
- Doctor visits
- Radiology and lab work
- Medical equipment rentals
- Dental services
- Transportation of vehicle to primary residence for travellers unable to safely drive home
- Transportation of loved ones to your bedside, including meals and accommodation
The good news is that many emergency travel insurance policies cover these costs and more. As an additional bonus, plans for travel within Canada are often more affordably priced than those for travel abroad, forgoing medical questionnaires, even for individuals over 60 years of age. Some multi-trip insurance plans also offer coverage for unlimited travel in Canada.
So, before planning your next big trip, it’s important to know the limits of your provincial health insurance and consider the benefits of a supplemental travel insurance policy. To find out more about travel coverage options within Canada, and worldwide, contact our Insurance Solutions Team today.
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