CEO Robin Ingle was recently on Maritime Noon fielding travel insurance queries from across the region. During the show, Robin debunked myths surrounding pre-existing conditions, reflected on the inner workings of the industry, and advised callers and listeners on how to be good travel insurance consumers. A few case studies are noted below.
One of the callers was Will from Fredericton. Will suffered a freak toe injury following a resort infrastructure mishap. He was confused because he felt that he should have obtained liability coverage in addition to the travel health insurance he purchased. Robin recognized his confusion and urged travellers to read the fine print to better understand their coverage.
If you have company benefits, Robin recommends you contact your benefits administrator in case you need to obtain a top-up.
After speaking to a caller named Dwight, Robin agreed that consumers need to be cautious of administrators who offer policies too quickly without asking the proper questions (a recipe for a future claim denial). Lastly, you do not have to travel to distant lands to experience the impact of the unexpected. Sometimes a weekend across the border is enough to teach you the value of travel insurance. At the end of the day, Robin placed a great sense of urgency on being the best consumer you can be.
The main takeaways:
- Be honest when answering questions before obtaining your policy.
- Read your policy thoroughly as soon as you purchase coverage
- Don’t be afraid to ask questions
- Get everything in writing, if possible
- Shop around
- Consider an annual plan (especially if you are a frequent flyer)
For more information on Ingle International and its products, visit our product page.