Chinese New Year 2018: Why is it year of the dog and what does it mean?

Happy Chinese New Year 2018! The annual event marks one of the most colourful and lively celebrations, with festivals held in most major cities across the world. Chinese New Year brings with it vibrant parades and colourful celebrations, but what is Chinese New Year? When is it celebrated and what does it mean? Chinese New Year has become a global celebration. Not only is it celebrated by the country of China and those with Chinese ancestry, it’s celebrated by people from across the world, of all different cultures and religions. Some 3 billion trips are expected to be taken during the Chinese New Year, so travellers should be prepared for delays and security risks no matter where they’re heading. Here is everything you need to know about the Chinese holiday known as Spring Festival. How is Chinese New Year celebrated?  Chinese New Year, also known as Spring Festival, is…

Heads Up for Quebec Travel Insurers: Are Warning Labels in Your Future?

Are travel insurance products becoming too complicated to be sold directly to consumers over the Internet or through social media outlets? According to Flavio Vani, president of Quebec’s financial advisors’ organization Association professionnelle des conseillers en services financiers (APCSF), if pending legislation (Bill 141) is enacted in the National Assembly later this year, as expected, all online purchases of insurance products offered in the province without the advice of a registered financial professional should carry warnings similar to those posted on cigarette packages. In an interview for the Insurance and Investment Journal, Vani states that the APCSF has submitted a proposal to the Quebec government asserting that it wants direct sales of financial products to carry an explicit warning that online purchases of insurance products without the advice of a registered professional (who would first analyze the customer’s personal financial situation) “could have a significant impact on an individual and…

Robin Ingle Talks Millennials in Insurance with Insurance Business Canada

With a large portion of the insurance industry set to retire within the next few years, insurance companies have a serious need for  fresh talent—yet studies show that only 4 per cent of millennials see insurance as an attractive career choice. Clearly, the insurance industry needs to rethink how it engages millennials with the jobs it has to offer. This April, Insurance Business Canada’s Toronto conference Millennials in Insurance tackled the question of how to bring more millennials into the industry, and Ingle International CEO Robin Ingle was on hand to lend his expertise to the day’s first panel: “Back to Basics: How to Attract Millennials to the Insurance Industry.” The discussion was moderated by Vinita Jajware, president of the Toronto Insurance Women’s Association, and looked at everything from leveraging technology into new roles to enhancing candidate perceptions of the industry. Robin joined panelists Margaret Parent of the Insurance Institute…

What Is a Companion Discount and How Can it Save Money for Canadian Travellers?

Canadians love to travel, particularly when it involves jetting off with a family member or friend. In fact, the latest outbound data for travelling Canadians saw a new record set for the number of trips to overseas countries this past fall. Some 1.1 million Canadian residents returned from overseas countries in November 2017, a rise of 6.8 per cent when compared with the same period a year earlier. These statistics don’t even include trips to the US, which also increased 5.6 per cent in the same period. With travel numbers continuing to rise across 2017, it’s fair to assume Canadians could be hitting the sky in record numbers this year. Increased foreign travel has coincided with a greater need for travel insurance, particularly when considering some countries now request that travellers show proof of medical coverage before entering their borders. Travel insurance is important for a plethora of reasons (providing…

The International Students’ Guide to Surviving a Canadian Winter

What you have heard about the Canadian winter is true: it’s cold. Whether you are an international student set to study on the Pacific shores of British Columbia, in the metropolitan hub of Toronto, or in the easterly province of Newfoundland, there’s no escaping the weather. As someone who moved to Toronto from the (albeit only slightly) warmer climate of the UK, I can certainly attest to the plummeting temperatures and heavy snowfalls. What my time in Canada has also taught me, however, is that as long as you take note of a few simple tips to stay safe and keep warm, the cold weather won’t just be bearable—it will be fun. Preparing for the worst will protect you from injuries and hopefully allow you to avoid using that all-important insurance policy you took out before moving. Bundle up Across the country’s 10 provinces and three territories, the Canadian…

Industry Insights: How to Talk to Millennials about Travel Insurance

Today, every travel insurer and distributor has the same problem: How do I talk to millennials? In this video, our CEO Robin Ingle looks at how best to communicate with this key demographic. Watch now to find out what matters to millennials when it comes to travel safety and how you can help them relate to the importance of travel insurance. https://vimeo.com/238784002 Learn more about your travel insurance options here.

For Canadian Travellers: US Travel Future is Upbeat, But Do Your Homework

With the US economy booming, thanks to a surging stock market, record low unemployment, rising wages, and sharply lowered personal and corporate taxes, consumers are showing a growing confidence about spending more of their family budgets on travel. According to the most recent report by international business consulting firm Deloitte: of the six major segments that comprise the US travel industry (airlines, lodging, car rentals, cruises, rail, and travel packaging), a strong five per cent growth is forecast for 2018, setting the USA travel industry on course to hit a record-breaking $370 billion by year’s end. For Canadian travellers, who make about 25 million overnight trips to the US annually (that doesn’t count day trippers crossing over for a few hours), that means an expanding choice of locations and activity interests at all price levels; competitive (cheaper) airline fares; more hospitality and dining options—in short, more bang for your buck.…

Travel Insurance and Drinking: Read Your Policy

Last fall, the CBC brought widespread public attention to the case of a Canadian who, while visiting relatives in the US, fell down a flight of stairs after drinking alcohol, required treatment in hospital for a brain injury, and ultimately had his travel insurance claim denied, purportedly, because he had too much to drink. The response from some in the media was mainly critical of the insurer for not having “warned” the traveller ahead of time that an accident caused by alcohol impairment could invalidate his coverage That should not have come as a surprise to anyone as every travel insurance policy issued in Canada excludes coverage for medical emergencies caused or contributed to by alcohol—or other intoxicants—just as it excludes coverage for known unstable pre-existing conditions, terminal diagnoses, and failure by those insured to disclose their true medical conditions when applying for products. Travel insurance was never designed to…

Rules for Canadian Leisure Travel to the US in 2018

If you’re planning some travel to the US in 2018 (an estimated 24 million did so in 2016), you might want to review the rules of entry, how long you can stay, what documents you need to carry, and what changes have been made to those rules since your last trip. Fortunately, there were no major changes for casual visitors, leisure travellers or snowbirds last year, but you still need to be vigilant about your crossings as the cooperation between US and Canadian border agencies continues to be more refined and precise. Don’t assume you may have slipped through once or twice without notice. For short-term visitors or snowbirds who are Canadian citizens, the key rule remains—you are allowed to be in the US for up to six months (usually interpreted by border agents as between 180 and 182 days) over any rolling 12-month period. The best way to determine…

Ingle Attends the WTTC Global Summit 2018 in Buenos Aires

With a focus on pressing issues like security, crisis preparedness and sustainable growth, this year’s World Travel & Tourism Council (WTTC) Summit in Buenos Aires was an illuminating event on the future of the travel and tourism industry. The WTTC is a group comprised of top executives in the travel and tourism sector around the globe. Travel and tourism is a major worldwide industry, contributing over 10 per cent of the world’s GDP—a greater contribution than the automotive and chemical manufacturing sectors combined—as well as 10 per cent of all jobs around the globe. What’s more, the industry is expected to keep growing over the next decade, with 30 million new jobs on the horizon. With such a powerful impact on the world, it’s critical that the industry be committed to growing sustainably and sensibly. This is the vision of the WTTC—to create responsible partnerships that maximize the sustainable growth…

Planning to Study Abroad in Canada? Here’s What You Need to Know about Health Coverage

Because I have a 15-year-old grandson who is intent on studying medicine, I have been paying very close attention to the growing tidal wave of international students applying to Canada’s universities. I should explain that although Zachary lives in the United States, he is a dual Canadian/US citizen, and would therefore have a clearer road to enrollment at, say, the University of Toronto or McMaster than would a student with no Canadian connection who would have to navigate the various visa requirements.  I am also very aware that Canadian medical schools are a lot cheaper than comparable-quality US schools. What my research has also turned up is that as of the last census taken by the Canadian Bureau for International Education, in 2015 there were more than 350,000 international full-time students enrolled in Canadian colleges—that is almost 100,000 more than five years earlier—and is getting very close to the 450,000…

Canadian Outbound Travel Forecasts and Safety Advice for 2018

With consumer confidence the highest it’s been in four years, and with overall travel numbers for the first eight months of 2017 up 5.3 percent over the same period in 2016 (23.1 million trips—not counting single-day, cross-border travel), it appears that Canadians will be taking to the roads, skies, and seas in near-record numbers in 2018.1 That’s a good thing. But with increasing options to visit farther-flung locations coming available, you will also have to become astute navigators and travel planners. What may be a prime vacation or tour destination one day can generate warning signals overnight that need to be spotted, heeded, and avoided. Fortunately, with phone and online access to government travel advisories instantly available, there is no reason for you to be short of current information when either planning or embarking on any trip to any location—and you should take no location’s safety for granted. For example,…

Travel Navigator Has Been Nominated for an Insurance Business Award

We are pleased to announce that Travel Navigator has received a nomination in this year’s Insurance Business Awards for the IV3 Solutions Award for Excellence in Risk Management. Travel Navigator keeps over 2.5 million policyholder members informed, connected, and safe worldwide by providing them with real-time alerts, emergency assistance, and a wealth of travel and health information. With all of these resources kept right at travellers’ fingertips, Travel Navigator makes it easier than ever to manage risk on a global scale. Celebrating the best and brightest in the insurance industry, the Insurance Business Awards gathers top industry players together to recognize outstanding achievement across twenty categories. This year’s winners were announced at the Liberty Grand in Toronto on November 30. This nomination is a great honour for our company, placing our work among some of the most innovative companies in the industry. Watch some of the highlights of this year’s…

Canada’s Dual Citizens: Many “Pros,” But a Few Cautions

As Canada becomes more culturally diversified (almost one million Canadian citizens are also citizens of other countries), international travel requires increasing care and attention to detail. For example, in 2016, the Canadian government imposed a rule requiring all Canadian citizens who were also citizens of other countries to have Canadian passports when entering by air. (Canadian/US “duals” were exempted). The rule ruffled a few feathers, particularly among Canadians who had been living abroad for many years and had to scurry about trying to get passports just so they could visit family and friends “back home.” In addition, Canada is one of the most welcoming nations for citizens of other countries who wish to be permanent residents—which means, if they are successful in obtaining PR status, they have virtually all of the rights and responsibilities of citizens, except the right to vote, or run for elected office. But they are also…

Partner with Your Doctor when Applying for Travel Insurance

Among the most frequent stories I hear from Canadians who have had their travel insurance claim denied are: “My doctor never told me I had a heart murmur” or “he didn’t say that heart pill was for atrial fibrillation” or “my CT scan didn’t show anything abnormal”—so why would they have reported any of this on their application? Why? Because it’s up to you to know what’s in your medical record when filling out an insurance application—and if your claim is denied for non-disclosure or because you had a pre-existing condition that wasn’t “stable,” you are the one who will have to pay the bill. And no matter how strongly your family doctor protests your denial in a letter after the fact, you are still responsible for providing accurate and up-to-date information to the insurer. The decision to pay your claim or deny it will be made on the basis…

Visitors to Canada Travel Protection: Know Your Options (Part 2)

In the Part 1 of this series, I discussed the importance of Visitors to Canada plans. In this post, we’ll take a closer look at some of the details your visitors will need to consider when purchasing their insurance. Visitors to Canada travel protection plans come in various shapes and sizes. These are not “one size fits all” products. The first rule is to buy travel insurance before your visitors leave home—to become effective when they first set foot in Canada. If you or your visitors buy insurance after they arrive, they will be subject to a waiting period—two, three, or even five days—before coverage for any sickness becomes effective. (Coverage for accidents is effective immediately.) In most cases, if you’re buying or ordering a plan for a parent or relative who will be staying with you for a short time, a single-trip policy is best. But be careful if…

Expecting Visitors to Canada? Protect Them and Yourselves with Health Insurance (Part 1)

One of the most baffling myths passed on about Canadian health care is that it’s free. Far from it: you pay for it very handsomely in your taxes every time you buy gas, a pair of shoes, or a case of beer. In fact, you pay some of the highest costs for health care in the industrialized world, even though you pay nothing when you visit your doctor or a hospital for routine or emergency care. But don’t make the mistake of thinking that same “generosity” will be extended to a friend or relative from another country visiting you over the coming holidays. Let’s face it: hospitals are not the charitable institutions they once were. They may be funded by their provincial governments, but only for care of their residents.  All others pay cash—or, if they’re from another province, by funds transferred out of their own provincial treasuries. A…

Ingle International Empowers Students to Take Care of their Mental Health

Studying abroad is a great adventure that can challenge students’ perspectives and limits and teach them new things about themselves and the world they live in. Health challenges, however, can be difficult for international students to handle—especially when they are in an unfamiliar place and far from their usual support network. Staying healthy abroad goes beyond regular doctor’s visits and standard hygiene. There are a variety of stressors that students face, especially when studying far from home. Mental health and wellness challenges such as anxiety and depression are an increasing concern. What’s more, being in a new culture brings its own stresses from managing your nutrition with unfamiliar cuisine to even navigating new customs—all this alongside more familiar student concerns like battling that flu that’s making the rounds. Ingle International’s Stay Healthy at School program is here to help students mitigate these challenges. All Ingle International’s student groups have access…

Susanne Hendrickson Joins Ingle International as Director of Sales

Ingle International is pleased to welcome Susanne Hendrickson to the position of Director of Sales. Susanne will be accountable for leading the sales and marketing activities with a focus on the international student market and expansion into Canada’s west coast. In her role at Ingle International, Susanne will contribute to the strategic business development of StudyInsured.com, as well as the Pay-it-Forward initiative in which Ingle International has committed to give back to its partner schools. Speaking of her new position, Susanne said: “Ingle International is a great company that has built its reputation on more than 70 years in the insurance industry. My mandate is to build awareness for the StudyInsured brand while increasing sales across Canada, and worldwide. She added: “By cultivating long-term partnerships to better serve our clients I believe we can expand our reach and provide top notch products at reasonable costs to ensure our clients peace…

Is Virtual Reality the Future of Cruising?

It wasn’t so long ago that the idea of taking a cruise was linked in one’s mind with leisure: “getting away from it all,” sipping cool drinks in deck chairs, and watching tropical sunsets. No longer. As cruise vessels get bigger and bigger (5,000 passengers is now routine) and the focus of activities turn ever inward—to what the ship has to offer rather than what the itinerary and ports of call provide—you’re going to need a lot of experience with technology to get the most out of your cruise. I’m talking about smartphones, apps, virtual reality headsets, and so on. Better bring your grandkids along. Recently, Royal Caribbean Cruises previewed some of the super-high-tech plans it has for “enhancing” the cruise experience of the future, and it’s about as far away as you can get from the “romance” of the old tramp steamer sailing on the high tide for Trinidad…

More on the Wretched 30-Day US Cross-Border Rule

Of all questions that come across my desk from confused readers, the one most difficult to explain, or justify, concerns the US immigration rule that requires vacationing Canadians to count side trips of 30 days or less, be they back home or to Mexico, as part of their allotted 180-day stay in the US. If those trips are over 30 days, they are not added to the 180-day tally, and the return to the US is counted as a separate trip. This becomes more confusing if our Canadian visitors  become entangled in the seemingly contradictory rules governing the B2 visa (which allows most Canadians to stay in the US for up to 180 days per 12 months), and their obligation to file IRS forms (8840) if they spend large chunks of time in the US each year. Different purposes. Different rules. Let’s sort it out—The easiest first Under the…

Dr. Michael Szabo Speaks at ITIC Global 2017 in Barcelona

This year’s ITIC Global Conference was held in Barcelona, where we joined over 900 attendees from across the travel and health insurance industry. We had a great time networking and trading insights with our peers at this year’s event. One of the highlights of the conference for us was the Medical Directors’ Forum, which gathered together medical directors of assistance and air ambulance companies around the world to discuss their concerns within the industry. Our own Dr. Michael Szabo, medical director of Ingle International, was there to take part in the discussions and give a presentation of his own on the difficult topic of “insuring the uninsurable.” Using a case study of a high-profile claim as a focal point, Dr. Szabo’s presentation tackled tough questions around travellers with pre-existing conditions—and their ability to easily purchase insurance policies over the Internet that they are ineligible for. Among the questions discussed were:…

Pamela Kwiatkowski Joins Ingle International as Senior Vice-President of Distribution & Client Experience

TORONTO, Nov. 9, 2017 /CNW/ – Ingle International is pleased to announce the appointment of Pamela Kwiatkowski as Senior Vice-President of Distribution & Client Experience. In her new role, Pamela brings her extensive expertise in building productive partnerships to grow Ingle’s business relationships. Pamela brings nearly 30 years of experience in the life and health insurance industry, where she has worked with insurers, MGAs, affinity groups, and advisors to help grow and develop their distribution network through solid sales, marketing plans, and strategic initiatives. Pamela is strongly focused on digital solutions that deliver products and services to the end user and result in an exceptional customer experience—and increased revenue for her clients. Pamela began her career in insurance at Ingle International, where she worked from 1987 to 2001. Ingle is thrilled to see Pamela return with a wider breadth of experiences that have given her enhanced insight into the industry. Now, through best-in-class travel insurance and…

Know Who Pays When Your Flight Doesn’t Go Up

This past summer, two of the UK’s biggest airlines stranded hundreds of thousands of travellers in distant locations by cancelling flights at the last minute and invalidating reservations for future flights already planned: Ryanair because of pilot scheduling problems, and Monarch Airlines because it suddenly went out of business—virtually overnight. What about all of those passengers left stranded overseas? Thanks to some quick action by Britain’s Civil Aviation Authority, and a special consumer protection program in which most vacationers book their trips with specially licensed and bonded travel organizers, most were returned home relatively quickly on aircraft chartered by the CAA at no cost to themselves. But at first glance it was not quite so clear as angered passengers were told by airline staff to call their travel insurers for assistance home and recompense for the costs of making and paying for alternate arrangements. At which point the Association of…

2018 Travel Tips for Cuba and Mexico—What Happens Now?

Cuba and Mexico, hit by severe natural disasters this fall, would ordinarily welcome more than 2.5 million Canadians between them this coming year, most during the first four months of 2018. But tourism services in both countries—Cuba battered by Hurricane Irma, and Mexico by two massive earthquakes—are on edge, wondering if the anticipated flow of foreign visitors will dry up given the images of mass destruction that were transmitted out of their countries in September. Let’s take them one at a time. Cuba Despite the dramatic pictures of gigantic surf breaking over Havana’s Malecón (the iconic waterfront esplanade), and the flooding along the entire north shore of this tourism-dependent country, most hotels, restaurants, rum and cigar factories, and historic sites are expected to be fully operational and ready for the winter season beginning in December. Though news of Irma forced a spate of hotel cancellations for early 2018, the…

Can an American Hospital Sue a Canadian Patient?

The hospital bill for an emergency appendectomy in St. Petersburg, Florida, arrives at your home in Canada shortly after you return from your vacation: four days, $80,000 USD. Please Pay Now. What do you do? If you had travel insurance, that likely would not happen—although there are exceptions. But if you had no travel insurance, you have to deal with it. This is not a situation you can ignore. You don’t want the hospital to bounce the bill over to an international collection agency—that happens a lot, and it can make your life anywhere from uncomfortable to miserable. Increasingly, U.S. hospitals are diverting all bills for non-US residents to a growing throng of international companies who specialize in cross-border collections so they—the hospitals—don’t have to deal with the complexities of foreign collections, or travel to your province to sue you. But you are not defenseless. Hospitals don’t like to sue…

Travel Navigator is a Finalist in the 2017 ITIJ Awards

Ingle International is thrilled to announce that Travel Navigator™ has been nominated for the 2017 ITIJ Awards in the category of Specialist Service Provider of the Year. “We’re honoured to receive this nomination,” says Ingle International CEO Robin Ingle. “It’s a testament to the work we’ve put into Travel Navigator, which we are constantly enhancing and evolving.” Ingle International’s innovative approach to Travel Navigator™ has led the company to develop several new technologies that can address issues travellers might face. These technologies include an advanced caching and content delivery system, which allows Travel Navigator™ to deliver a seamless experience for users both online and offline, regardless of Wi-Fi availability or cell reception. Now in its 15th year, the International Travel & Health Insurance Journal (ITIJ) Industry Awards recognizes outstanding innovation and service in the insurance industry. The winners of this year’s awards will be announced in Barcelona at the 25th ITIC Global conference in…

Florida’s Keys Invite Visitors Back in the Wake of Hurricane Irma

Hardly had the uprooted palms, shattered roofs, overturned mobile homes, and even stranded fishing boats been cleared off the Overseas Highway connecting the Florida Keys to each other and the mainland, and tourism officials were already planning their strategy to bring visitors, foreign and domestic, back to this southern part of Florida—battered by the vicious winds of hurricane Irma in September. For an area where 60 percent of all spending and 54 percent of all jobs are dependent on tourism (a $2.7 billion industry in these parts), bringing visitors back for the 2018 winter season is a challenge that can’t afford to be leisurely or timid. And for Florida’s Canadian visitors, enjoying an 80 cent loonie, this combination of events might mean some truly meaningful bargains for snowbird, Christmas, or spring break visits. Don’t settle for rack rates—they need you back to show they’re still in business. So how do…

CTV News: $25 Premium Could Have Erased Staggering Medical Bills for Canadians Hurt in Vegas

In the wake of the horrific mass shooting in Las Vegas, at least one Canadian could face U.S. medical bills without having purchased travel insurance to cover the costs. Robin Ingle spoke to CTV News to explain why travel insurance is so critical when heading abroad, regardless of age or health status. And while Robin shared that he believes assistance will likely be forthcoming with the medical bills in this case, it’s never a guarantee when heading across borders for a trip. Robin also shared some tips with CTV’s Your Morning Friday on employee travel insurance benefits and what sorts of limits might be imposed on your coverage. Read the full article—and watch the video clip—to learn more.

Travel Navigator is a Winner at the Global Youth Travel Awards

Ingle International is thrilled to announce that one of our core products, Travel Navigator, has won a Global Youth Travel Award in the Best Travel Technology Product category. Hosted by the World Youth Student and Educational (WYSE) Travel Confederation as part of its annual conference, these prestigious awards honour the top performers across the international youth travel industry. The WYSE Travel Confederation, whose members number over 600 industry leaders from 120 countries around the globe, is the world’s most extensive network of youth and student travel professionals—making the Global Youth Travel Awards a true recognition of top talent in this field. We’re honoured to receive this award, beating out fierce competition from some of the most innovative travel-tech companies out there. But when it comes to “technology and youth [going] together like hostel and backpack,” we can’t help but feel that Travel Navigator fits the bill. Here’s why: It never…

Travel Insurance for Snowbird Season, Part 2: What Should You Look For When Shopping For Travel Insurance?

Early bird specials These are plans sold at cheaper summer rates prior to new price increases going into effect. They can allow you some substantial savings, but remember that if your health changes in any way after you buy your plan and before your leave on your trip (e.g., new symptoms, changes in medications, referrals for tests or consultations), you must tell your insurer so your conditions of coverage and/or premium rates can be adjusted. Your coverage contract is based on your health status on the date your coverage comes into effect –not the date you purchased it. Failure to report such changes can invalidate your coverage.   Multi-trip annual plans If your travel plans call for frequent, short-term trips rather than a single extended six-month sojourn, consider an annual multi-trip plan, the fastest growing travel insurance varietal in the marketplace. Multi-trip plans are convenient in that you apply only…

Global News: Las Vegas Shooting Underscores the Need for Travel Insurance

The tragic mass shooting in Las Vegas is a sobering reminder of the need for travel insurance when heading outside the country. Even in an event such as this, the Canadian government will not cover health care in hospitals abroad—and the costs can add up quickly. Robin Ingle was on hand to discuss this issue with the Global News and explain the need for travel insurance when tragedy strikes while on a trip. Ultimately, there is no reason to travel uninsured when there is a multitude of affordable plans out there—each of which can cover you for millions of dollars in a crisis. Read the full article to find out more.

Canadians Will Always Love Las Vegas

It was inevitable that Canadians, who account for almost one million air arrivals annually in Las Vegas, would be among the victims of the horrendous mass shootings this October. Next to Florida and Los Angeles, this city in the desert welcomes more Canadians arriving by air than any other. And the reasons are clear—it is an exciting, well-run, highly attractive location designed for purely one purpose—to attract tourism and make visitors feel welcome. What happened? The same thing that happened in Barcelona in August, in Paris and Nice in 2015, in Manchester and London earlier this year, in Orlando in 2016, and that will undoubtedly happen in other locations in the near future: unhinged zealots taking out their anger on innocent, defenseless people.  Are there lessons to be learned from these tragedies, given that they are so unexpected, random, and irrational? Perhaps the most common element is the presence of…

Ingle International Partners with ICEF to Reach More of the World than Ever

When it comes to international education, Ingle International goes all the way. And this year, we are elevating our commitment to international students by partnering with ICEF as a premium gold sponsor. That means Studyinsured.com by Ingle International will be present at every ICEF event worldwide. ICEF is well-known for its 17 annual conferences around the globe, which bring together international educators, industry service providers, and student recruitment agents. Through its work, ICEF supports the growth and development of international education and global student mobility—making it the ideal partner for our company. This gold sponsorship is part of our ongoing drive to take our support of international education to new heights. Read the full press release to find out more.

Travel Insurance for Snowbird Season

To millions of Canadian seniors, Thanksgiving weekend kicks off snowbird season: either they’re packing up for the trek south to Florida, Texas, Arizona, California, or beyond, or they’re well into the planning stage—the purchase of travel insurance being a top priority. If you’re among this fast-growing cohort (the Conference Board of Canada estimates the numbers of Canadians aged 55 to 64 will increase by 8 percent annually between 2015 and 2019; and those over 65 by 15 percent per year) you’re going to have plenty of insurance plan choices, albeit at increased premium prices. CBoC estimates that premium prices were 9 percent higher in 2016 over the previous year, and that trajectory will likely remain unchanged this coming season. The sad reality is that so long as American health care costs continue to escalate, Canadian insurers must anticipate paying increasingly expensive claims in US dollars from premiums collected in lower…

Ingle at the Go Global Expo 2017

We’ve been having a great time at this year’s Go Global Expo! Hosted by Verge Magazine and held yearly in Toronto and Montreal, this event is the place for anyone seeking opportunities to volunteer, study, work, or live abroad. Our team has been kept busy this year, meeting and greeting with attendees, handing out helpful information on travel safety, and running a draw for an Amazon gift card that’ll help one lucky prospective traveller gear up for their next trip. Our staff has loved the chance to meet with so many passionate travellers! Wondering about the risks of travel? We also brought a presentation to this year’s Go Global Expo that addresses concerns around travel safety and give useful tips for dealing with emergencies while travelling. As a company that offers insurance for anyone going anywhere—including those entering high-risk situations—dealing with travel emergencies is our business, and we’ve been happy…