Planning a Skiing or Snowboarding Trip? How to Prevent Costly Medical Bills

Not all winter vacations include a beach, the ocean, and rum cocktails. There are many ways to travel and enjoy activities during winter weather, too, including skiing, snowboarding, skating, and sledding.

While winter activities can be exhilarating, they can also result in a whole range of injuries such as sprains, strains, dislocations, fractures, or worse. Whether you’re travelling to Colorado or France, a sport injury outside of Canada can end up costing you thousands of dollars.

More than 5,600 Canadians are injured during winter sport activities every year, with skiing as the number one cause of injury, followed by snowboarding, skating, sledding, and snowmobiling. The knee is the most common victim of these injuries. What’s more, a visit to the emergency room can cost up to $1,500, not including the treatment required for an injury.

So how can you protect yourself in case of any mishaps on the slopes? Staying home and missing out on lasting memories with friends or family is not a reasonable option. Without sacrificing your next ski trip, there are a few things you can do to help prevent injury and ensure you are prepared in the event that an accident occurs.


Plan ahead

Start by taking care of your body. You can prepare for physical exercise by stretching and doing strength training in the months or weeks leading up to your trip. Also, as goes with all physical activity, stretch and warm up your muscles immediately before you hit the slopes to avoid strains and sprains to your muscles.


Get travel insurance

Four out of five tourists who go skiing or snowboarding are beginners, and three out of four do not have travel insurance coverage. Travel insurance is the best way to put your mind at ease so you can focus on enjoying your vacation. Many travel medical plans cover winter sport activities like skiing and snowboarding, as long as they are not done on a professional basis or outside of marked boundaries.


Protect your equipment

Having the right travel insurance plan will also assist you in the event that your equipment is lost, stolen, or delayed in transit. The Manulife Global All Inclusive Plan is a comprehensive policy that will cover the purchase or rental of sports equipment and accessories. For more information on this plan, click here.


Stay informed

As always, it’s important to check your policy wording to fully comprehend the specifications and limitations of your plan.


Canadian Travellers

Travel freely, travel blissfully. We cover Canadian Travellers with travel medical insurance and non-medical travel insurance such as trip cancellation, trip interruption, and baggage worldwide. We’ve got it all taken care of. For more information, visit, call us at 1-800-360-3234 or email us at

International Travellers

Discover new worlds, fearlessly. We cover International Travellers going anywhere in the world with medical insurance. This also includes trip interruption and baggage. Let us give you peace of mind while you enjoy your trip. For more information, visit, call us at 1-800-360-3234 or email us at

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