If you’re a member of Snowbird Plus, our premium program for information and advice about snowbird and cross-border issues, you are now eligible for preferred rates on some of the most popular travel insurance plans being advertised on this site. Take advantage. Log in and see what you can get.
And for those of you not yet members, you too can get savings by clicking on the “Take Advantage of the Savings Now” picture on the home page—a five percent savings for each of two people travelling together. If, however, you are a member of Snowbird Plus, just log in and you will find additional savings making your purchase even more affordable.
If you want to know what’s available to you through Snowbird Plus, click on the Learn More button and see all of the additional advantages you can earn by being a member.
Our advertisers realize that during these times, any savings they can offer is appreciated. But we can’t emphasize enough that cost should not be your primary consideration in buying travel insurance, just as you should be wary of vendors and websites that focus on selling “cheap insurance.”
Travel insurance is a serious purchase. There is no such thing as one-plan-fits-all. Proper coverage depends on your health condition; how many and what medications you take, what symptoms or conditions are being treated by your doctor, what tests you have undergone, and other such variables.
In any plan you consider purchasing, you must make sure you meet the eligibility requirements (read them carefully) and you answer any and all questions accurately, completely, and if you need help understanding the questions discuss them with your insurer. And don’t hesitate to ask your doctor to make sure he or she tells you what is in your medical record. Many doctors don’t. Make sure yours does.
Also very important is for you to deal with an agent or broker who is familiar with and understands travel insurance.
A brochure pulled off a shelf may have pretty picture and comforting words about how carefree your next vacation can be. But unless the plan it describes fits your personal, individual need, it can be a bad purchase, leaving you stranded when you need help the most.