Canadian Traveller

12 Posts Back Home

Relocation Series—Moving to New York City, USA

Welcome to our Relocation Series Launch! Looking for better opportunities? Want to make a big life change? Finally found the dream destination you want to move to? Our Relocation Series consists of the most popular destination choices for expatriates to relocate to. We will include all the details on what you need to know on each country and factors to determine if it would be the perfect fit for you! Let us make your life easier for this next big step you are taking. A comprehensive guide for moving to and living in New York City  Languages The main languages spoken are English and Spanish. There are as many as 800 languages spoken in NYC, and nowhere in the world has more languages than Queens, New York—so there should be little to no language barrier problems! Money The American Dollar (USD) is used and credit and…

The Eight-Month US Visa for Canadian Retirees: A Myth That Keeps on Coming

It happens every couple of years: broadcast and print media announce in bold headlines that Canadian retirees 55 years or older who can afford a second home in the US (owned or leased) will soon be allowed to live there for up to eight full months per year instead of the 182 days they are currently allowed under the B2 visitor visa. Sounds like great news for snowbirds who prefer slathering on sunscreen to shovelling snow. Just this month, an opinion piece in Canada’s Financial Post warned that tax increases on Canada’s middle classes were fuelling a brain drain of doctors, nurses, tech workers, and entrepreneurs to the US and elsewhere, adding, “Just watch the enormous economic damage done when Congress extends its permission for snowbirds by two months—to eight months a year—to stay in the U.S. without becoming taxable.” Well, let’s just hang on here As I said,…

Why Are Canadians Hesitant About Studying Abroad?

Canadians are among the most inveterate travellers in the world: over 23 million leisure trips abroad every year—not bad for a total population of 36 million. That covers all age groups—including the very old and the very young. And the world is reciprocating, with international tourist numbers hitting new peaks year after year and with foreign students flocking to Canadian colleges and universities to take advantage of world-class educational opportunities at tuition rates far below those in the United States. At top colleges across the nation, foreign students comprise 20 to 30 per cent of undergraduate enrollees—ditto for graduate programs. But there is one area of internationalization that is clearly lagging, to the concern of Canadian educators and business leaders: that is the reluctance of well-qualified Canadian students taking up the challenge (and denying themselves the rewards) of studying abroad—full-term or short-term. According to the Canadian Bureau for International Education…

How to Prepare for Emergency Situations at Home or Abroad

In April 2018, Toronto was shaken after an attack with a rented van in the North York area has left 10 dead and 15 others wounded. In a city that is generally known to be safe, this tragic event feels particularly jarring. It’s difficult to predict senseless attacks such as this. And while Toronto is in mourning today, one horrific act of violence will not alter the character of the city: at large, Toronto is still a safe place. For travellers heading to Toronto or anywhere else around the globe, it’s important not to let events like this deter you from getting out there and exploring the world. Rather than avoid making plans, the best thing that you can do is be prepared in the event you encounter an emergency at home or abroad. Measures for keeping safe Be prepared: If you are heading abroad, make sure to remain…

Canadian Travellers to Cancun: Be Vigilant

With more than two million Canadians visiting Mexico annually, travel insurers and other travel professionals need to warn their clients of increasing violence (due mostly to drug cartel activity) in the highly popular tourist area in and surrounding Cancun. More than half of all Canadian visits to Mexico are made to Cancun, and Mexico is Canadians’ second-most-visited country, next to the US. So far this year, 113 people have been killed in the Cancun area. The most recent spate of violence occurred in early April, when 14 murders (all considered drug-trade-related) occurred within 36 hours—generating headlines in newspapers around the world. Though Mexican authorities have explained that most of these deaths were confined to individuals involved in the growing drug cartel wars, there have been some innocent bystanders killed or wounded; and armed military guards have since been stationed at key points throughout the area to safeguard tourist resorts and…

Canadian Travel Trade Trends Remain Strong for 2018/2019

Despite persistently negative media coverage of US political affairs (including volatile NAFTA negotiations), Canadian leisure travel to the US increased for the first time in four years in 2017—up 4.5 per cent over 2016—indicating that vendors of travel insurance may continue to enjoy robust market growth south of the border. According to a recent report from the Conference Board of Canada (CBoC), when asked about those factors that influenced their travel decisions, the “vast majority” of (Canadian) outbound travellers reported that disease/outbreaks (64.9 per cent), political uncertainty (60.2 per cent), terrorism/security concerns (59.4 per cent), and extreme weather events (54.6 per cent) had no impact on their trip planning. On the other hand, the ups and downs of the loonie vis-à-vis the US dollar did have some effect on travel decisions. Fortunately, the relative strength of the loonie throughout much of 2017 did have a salutary effect on travel to…

Travel Insurance Sellers and Customers Need to Get on the Same Page

As Canadian insurance regulators intensify their efforts to enhance consumer protections and confidence in travel insurance, brokers and agents are faced with a dilemma: on the one hand, simplifying the purchase of products; on the other hand, ensuring they are appropriate for the specific health and travel needs of their customers. It’s a balancing act that often pits the imperatives of medical underwriters against those of marketers. And it doesn’t get any easier when clients in less-than-perfect heath are confronted by the need to complete—often by telephone, or via the Internet—health questionnaires replete with medical (and legal) terminology that requires searching out definitions further down the page or in another part of the policy. Interviewing applicants is no easy job For agents assisting customers in completing applications by phone, navigating through multilayered questions and recording their responses accurately is no easy job. Without actually recording the interviews, there is…

Mexico Travel Warning for Parents of Student Spring Breakers

Recent Canadian and US government warnings cautioning travellers about potential terrorist activity in Mexico’s Western Caribbean resort area of Quintana Roo state (including Cancun, Cozumel, and Playa Carmen) have once again emphasized the need for travel insurance for all ages, especially teenage students who are “breaking loose” for spring and Easter vacations. The warnings, issued by both governments on March 7 and 8, came in the wake of an explosion on one tourist ferry travelling from Playa Carmen to Cozumel, and the discovery of an unexploded bomb on another. These events have firmed up evidence of new drug cartel activity reaching into these areas, which thus far had been relatively free of the violence wracking much of the northern and western (Pacific) states in recent years. The government warnings, based on unidentified “ongoing security threats,” have subsequently been narrowed down, but the US State Department continues to restrict its own…

Canadian Students Shouldn’t Be Wary of Studying Abroad

Canadians make almost 30 million overnight trips to foreign countries in a year—not bad for a nation with only 36 million people. But when it comes to Canada’s students travelling abroad for post-secondary education, the numbers are not nearly so impressive. After all, the value of exposure to foreign cultures, different ways of doing business, multi-language literacy, and knowledge of foreign history and customs are increasingly valuable components in dealing with globalization. Yet according to Academica Group, a Canadian think tank devoted to fostering “meaningful, generative dialogue about the future of education in Canada,” only 3.1 per cent of full-time university students and 1.1 per cent of full-time college students have studied abroad as part of their postsecondary education. According to surveys done by Academica, though 58 per cent of respondents said they planned on travelling abroad after graduating, 57 per cent of those cited a “desire to see the…

Buying a Cruise? Choose Carefully—It’s Not Always Paradise

Over the next 12 months, Canadians will take more than 750,000 ocean cruises, most of them heading out of ports in the Southern US, mostly from Florida, Texas, or California. Cruising is the fastest-growing vacation activity for Canadians of almost all age groups, and that’s not likely to change given the number of new vessels. There is no shortage of choice, either in itinerary or price point. But that does not mean you should make your cruise choice casually, without doing some homework. Along with the romantic appeal and imagery that cruise lines use in selling their products, there are some darker stories about ships being stranded due to mechanical problems, intrusions of Norovirus, the occasional “man or woman overboard” horror story, and every once in a while a story like one published recently in the Miami Herald concerning ships failing to meet government-established sanitary standards, with spot inspectors finding…

Five Tips to Speed up Your Travel Insurance Claim

When purchasing travel insurance, holiday-goers are buying into the promise that they will have peace of mind for their vacation. That doesn’t just involve accident or non-accident protection. It extends to the turnaround time of the insurance company once a claim has been made, and the speed in which the insured gets paid. Travellers are often worried about receiving payment from their insurance company after making a claim. What they don’t realize, however, is that insurance claim turnarounds are often held up due to a lack of healthorganization from the insured. Submitting your travel insurance claim correctly will help expedite the claims process. Read on to find out our top tips for submitting your travel insurance claim correctly. Choose wisely It’s important to choose the right travel insurance policy for you. The policy should cover your individual medical needs, should prepare you for non-medical assistance if needed, and should…

Chinese New Year 2018: Why is it year of the dog and what does it mean?

Happy Chinese New Year 2018! The annual event marks one of the most colourful and lively celebrations, with festivals held in most major cities across the world. Chinese New Year brings with it vibrant parades and colourful celebrations, but what is Chinese New Year? When is it celebrated and what does it mean? Chinese New Year has become a global celebration. Not only is it celebrated by the country of China and those with Chinese ancestry, it’s celebrated by people from across the world, of all different cultures and religions. Some 3 billion trips are expected to be taken during the Chinese New Year, so travellers should be prepared for delays and security risks no matter where they’re heading. Here is everything you need to know about the Chinese holiday known as Spring Festival. How is Chinese New Year celebrated?  Chinese New Year, also known as Spring Festival, is…