International Students

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How to Prepare for Emergency Situations at Home or Abroad

This week, Toronto is shaken after an attack with a rented van in the North York area has left 10 dead and 15 others wounded. In a city that is generally known to be safe, this tragic event feels particularly jarring. It’s difficult to predict senseless attacks such as this. And while Toronto is in mourning today, one horrific act of violence will not alter the character of the city: at large, Toronto is still a safe place. For travellers heading to Toronto or anywhere else around the globe, it’s important not to let events like this deter you from getting out there and exploring the world. Rather than avoid making plans, the best thing that you can do is be prepared in the event you encounter an emergency at home or abroad. Measures for keeping safe Be prepared: If you are heading abroad, make sure to remain informed…

Applying to a Canadian University? Join the Throng, But Plan Your Health Insurance Well

As Canadian universities step up recruitment of foreign students—whose tuition may range up to two or three times that of domestic students, depending on the province—some questions are being raised about the perception that domestic applicants may be losing out, even when they have higher grade point averages. In a contentious research report, University of British Columbia economist and associate professor Peter Wylie observes that some BC high school graduates are being denied entry to campuses of their choice or even forced to go out of province, while international students with the same or lesser grade point averages are being accepted. In response to Professor Wylie’s comments, UBC Vice-Provost Pamela Ratner, who oversees enrollments, charges that “it is a myth that international students displaced domestic students.” She adds that “international and domestic students do not compete with each other when UBC is reviewing student applications; they are adjudicated in separate…

Mental Health: Where can students find support?

Less than three weeks ago, on March 15, hundreds of students from the University of Waterloo walked out of their class to demand better mental health services on campus. Holding placards and chanting, the students each took it in turns to speak about their experiences with the university’s mental health services. Some spoke of long wait times to see a counsellor, while others said they felt “unheard” after meeting them. The protest, organized by the students themselves, was in response to the recent suicide death of a 22-year-old student who took his life at the university’s student residence at the beginning of March. It’s clear that there is a need for increased mental health support, and that applies to all walks of life – not just schools. School can be a difficult time for anyone, especially those travelling abroad to study. A young person is forced out of their…

Travel Insurance Sellers and Customers Need to Get on the Same Page

As Canadian insurance regulators intensify their efforts to enhance consumer protections and confidence in travel insurance, brokers and agents are faced with a dilemma: on the one hand, simplifying the purchase of products; on the other hand, ensuring they are appropriate for the specific health and travel needs of their customers. It’s a balancing act that often pits the imperatives of medical underwriters against those of marketers. And it doesn’t get any easier when clients in less-than-perfect heath are confronted by the need to complete—often by telephone, or via the Internet—health questionnaires replete with medical (and legal) terminology that requires searching out definitions further down the page or in another part of the policy. Interviewing applicants is no easy job For agents assisting customers in completing applications by phone, navigating through multilayered questions and recording their responses accurately is no easy job. Without actually recording the interviews, there is…

StudyInsured Has Been Named in the StudyTravel ST Star Awards 2018

We are pleased to announce that StudyInsured has been named in the Service Provider category of this year’s StudyTravel magazine ST Star Awards. The annual peer-voted ST Star Awards were first held in 2006 and reward quality across 25 categories, including travel agencies, language providers, vocational colleges, secondary schools, service providers and associations. StudyInsured has been providing best-in-class travel insurance to international students under the Ingle International Group of Companies since 1946. Giving peace of mind to educational institutions and students worldwide, this nomination represents some of the great strides StudyInsured has made in the last 12 months, with new product offerings, improved mental health support and our brand-new initiative to give back to school partners. The winner of each category will be revealed at an awards ceremony, held on the second evening of ST Alphe UK in London on September 1, 2018. Voting closes on April 26, 2018. …

Canadian Students Shouldn’t Be Wary of Studying Abroad

Canadians make almost 30 million overnight trips to foreign countries in a year—not bad for a nation with only 36 million people. But when it comes to Canada’s students travelling abroad for post-secondary education, the numbers are not nearly so impressive. After all, the value of exposure to foreign cultures, different ways of doing business, multi-language literacy, and knowledge of foreign history and customs are increasingly valuable components in dealing with globalization. Yet according to Academica Group, a Canadian think tank devoted to fostering “meaningful, generative dialogue about the future of education in Canada,” only 3.1 per cent of full-time university students and 1.1 per cent of full-time college students have studied abroad as part of their postsecondary education. According to surveys done by Academica, though 58 per cent of respondents said they planned on travelling abroad after graduating, 57 per cent of those cited a “desire to see the…

E-cigarettes: The Rise of Vaping and its Effects on International Students

Are you an international student? Do you smoke e-cigarettes? If you answered yes to both, then it may be time you double-checked the small print on your insurance policy. Many insurance plans do not cover injuries incurred while under the influence of illicit substances, something that is becoming increasingly common to add to e-cigarette devices. E-cigarettes (otherwise known as vapes) became hugely popular in the North American and European markets in 2009, with sales experiencing exponential growth ever since. It’s estimated that Canada has between 308,000 and 946,000 vape users, with numbers steadily climbing each year. Despite many governments around the world—including the US and the European Union—introducing new regulations to govern vaping, there has been a surge in children and young adults who are up the habit. It is believed that today more high school children and college students use e-cigarettes than those who smoke. While some scientists believe…

Five Tips to Speed up Your Travel Insurance Claim

When purchasing travel insurance, holiday-goers are buying into the promise that they will have peace of mind for their vacation. That doesn’t just involve accident or non-accident protection. It extends to the turnaround time of the insurance company once a claim has been made, and the speed in which the insured gets paid. Travellers are often worried about receiving payment from their insurance company after making a claim. What they don’t realize, however, is that insurance claim turnarounds are often held up due to a lack of healthorganization from the insured. Submitting your travel insurance claim correctly will help expedite the claims process. Read on to find out our top tips for submitting your travel insurance claim correctly. Choose wisely It’s important to choose the right travel insurance policy for you. The policy should cover your individual medical needs, should prepare you for non-medical assistance if needed, and should…

Mental Health: What it Means for International Students and How You Can Help

Travel blogs and the Instagram community have set a narrative, from the outside at least, that those who live abroad for an extended period of time are extroverts, with a healthy state of mind. This simply isn’t true, and I’m sure many of those bloggers will be the first to admit it. Travelling and studying abroad changes every aspect of a person’s life, and this, whether for better or worse (or both), has an impact on their mental health. Studying abroad takes courage. It requires a young person to jump into the unknown. The reality of studying abroad is that a young adult is taken out of their comfort zone; they are away from their childhood friends, in a different country to their family, and, in many cases, delving into an entirely new way of living and perceiving the world. This adjustment takes time. Those extra pressures are adding to…

Chinese New Year 2018: Why is it year of the dog and what does it mean?

Happy Chinese New Year 2018! The annual event marks one of the most colourful and lively celebrations, with festivals held in most major cities across the world. Chinese New Year brings with it vibrant parades and colourful celebrations, but what is Chinese New Year? When is it celebrated and what does it mean? Chinese New Year has become a global celebration. Not only is it celebrated by the country of China and those with Chinese ancestry, it’s celebrated by people from across the world, of all different cultures and religions. Some 3 billion trips are expected to be taken during the Chinese New Year, so travellers should be prepared for delays and security risks no matter where they’re heading. Here is everything you need to know about the Chinese holiday known as Spring Festival. How is Chinese New Year celebrated?  Chinese New Year, also known as Spring Festival, is…

The International Students’ Guide to Surviving a Canadian Winter

What you have heard about the Canadian winter is true: it’s cold. Whether you are an international student set to study on the Pacific shores of British Columbia, in the metropolitan hub of Toronto, or in the easterly province of Newfoundland, there’s no escaping the weather. As someone who moved to Toronto from the (albeit only slightly) warmer climate of the UK, I can certainly attest to the plummeting temperatures and heavy snowfalls. What my time in Canada has also taught me, however, is that as long as you take note of a few simple tips to stay safe and keep warm, the cold weather won’t just be bearable—it will be fun. Preparing for the worst will protect you from injuries and hopefully allow you to avoid using that all-important insurance policy you took out before moving. Bundle up Across the country’s 10 provinces and three territories, the Canadian…

Industry Insights: How to Talk to Millennials about Travel Insurance

Today, every travel insurer and distributor has the same problem: How do I talk to millennials? In this video, our CEO Robin Ingle looks at how best to communicate with this key demographic. Watch now to find out what matters to millennials when it comes to travel safety and how you can help them relate to the importance of travel insurance. https://vimeo.com/238784002 Learn more about your travel insurance options here.