Today marks the 67th annual celebration of World Health Day. Launched by the World Health Organization in 1948, World Health Day is intended to raise awareness about health issues across the globe. And it’s a great time to be appreciative of the resources that we have available to us.
As Canadians, we’re lucky to have access to universal health care. But it’s easy to forget that what Canadians often perceive to be “free” care actually comes at a great cost—for citizens of this country, that cost may be covered, but the same care is extremely expensive for those who are not enrolled in a provincial health care plan.
For instance, a stay in a hospital bed in Canada can cost between $3,000 and $5,000 per day for a non-resident—and that’s not including the costs of any procedures they may need during their stay. The intensive care unit can be up to $17,000 per day, and ambulance trips, diagnostics, X-rays, and blood tests have additional fees. And surgical operations come at their own costs—as an example, an appendicitis operation could cost $20,000 for a visiting non-resident.
That’s why it’s important for you to inform your visitors about Canada’s health care costs and help them find a Visitors to Canada (VTC) plan to cover them during their visit.
Returning Canadians: Get VTC insurance when your provincial health care expires
VTC plans can help Canadian citizens, too. Each province has time limits on provincial health care eligibility for Canadians leaving the country. If you leave the country for an extended period, your coverage could be expired when you return—and you’d likely be faced with a waiting period until your coverage is re-established (typically three months).
So what can returning expats do during that waiting period? Get a VTC plan to bridge the gap.
|How long can I be out of province without losing my health coverage?Alberta: 7 months per year
BC: 7 months per year
Manitoba: 7 months per year
New Brunswick: 6 months per year
Newfoundland and Labrador: 8 months per year
Northwest Territories: 6 months per year
Nova Scotia: 6 months per year
Nunavut: Must not be absent for more than 12 consecutive months
Ontario: 7 months per year
PEI: 6 months per year
Quebec: 6 months per year (plus short trips of less than 21 days each)
Saskatchewan: 6 months per year
Yukon: Must not be absent for more than 12 consecutive months
From everyone at Ingle International, we wish you good health on this World Health Day!
Ready to learn more? Browse our Visitors to Canada insurance plans.